function fwLoadMenus() {
  if (window.fw_menu_0) return;

  window.fw_menu_0 = new Menu("root",10,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cfdfef");
  fw_menu_0.addMenuItem("Introduction","location='index.html'");
   fw_menu_0.hideOnMouseOut=true;

window.fw_menu_1 = new Menu("  About Us",145,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_1.addMenuItem("  About Us","location='about_us.html'");
fw_menu_1.addMenuItem("  Investing Philosophy","location='philosophy.html'");
fw_menu_1.addMenuItem("  Our Process","location='process.html'");
fw_menu_1.addMenuItem("  Testimonials","location='testimonials.html'");
fw_menu_1.addMenuItem("  Contact Us","location='contact_us.html'");
fw_menu_1.addMenuItem("  Fundex","location='fundex.html'");
fw_menu_1.addMenuItem("  Regulators","location='regulators.html'");
fw_menu_1.addMenuItem("  Complaints","location='redress.html'");
      fw_menu_1.hideOnMouseOut=true;

window.fw_menu_2_1 = new Menu("  Investment Preparation",185,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_2_1.addMenuItem("  The Five Steps","location='pl_invest.html'");
fw_menu_2_1.addMenuItem("  Investor Personality Profile","location='pl_invest.html#profile'");
    fw_menu_2_1.addMenuItem("  Investment Goals","location='investment_goals.html'");
    fw_menu_2_1.addMenuItem("  Asset Allocation","location='investment_asset.html'");
	    fw_menu_2_1.addMenuItem("  Investment Decisions","location='investment_decisions.html'");
		    fw_menu_2_1.addMenuItem("  Porfolio Records & Monitoring","location='investment_records.html'");
		    fw_menu_2_1.hideOnMouseOut=true;



window.fw_menu_2_2 = new Menu("  Insurance Planning",130,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_2_2.addMenuItem("  Introduction","location='insurance.html'");
fw_menu_2_2.addMenuItem("  Term Life Insurance","location='ins_term_life.html'");
    fw_menu_2_2.addMenuItem("  Business Term","location='ins_bus.html'");
    fw_menu_2_2.addMenuItem("  Family Term","location='ins_family.html'");
	    fw_menu_2_2.addMenuItem("  Estate Term","location='ins_estate.html'");
		    fw_menu_2_2.addMenuItem("  Living Benefits","location='ins_living.html'");
			fw_menu_2_2.addMenuItem("  Critical Illness","location='ins_critical.html'");
		    fw_menu_2_2.hideOnMouseOut=true;


window.fw_menu_3_4 = new Menu("  Insurance",130,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_3_4.addMenuItem("  Introduction","location='insurance.html'");
fw_menu_3_4.addMenuItem("  Term Life Insurance","location='ins_term_life.html'");
    fw_menu_3_4.addMenuItem("  Business Term","location='ins_bus.html'");
    fw_menu_3_4.addMenuItem("  Family Term","location='ins_family.html'");
	    fw_menu_3_4.addMenuItem("  Estate Term","location='ins_estate.html'");
		    fw_menu_3_4.addMenuItem("  Living Benefits","location='ins_living.html'");
			fw_menu_3_4.addMenuItem("  Critical Illness","location='ins_critical.html'");
		    fw_menu_3_4.hideOnMouseOut=true;


window.fw_menu_2_3 = new Menu("  Estate Planning",110,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_2_3.addMenuItem("  Introduction","location='pl_estate.html'");
    fw_menu_2_3.addMenuItem("  Getting Started","location='estate_start.html'");
  		    fw_menu_2_3.hideOnMouseOut=true;




window.fw_menu_2_4 = new Menu("  Tax Planning",170,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_2_4.addMenuItem("  Introduction","location='pl_tax.html'");
	fw_menu_2_4.addMenuItem("  Simple Tax Planning Ideas","location='pl_tax.html#simple'");
	fw_menu_2_4.addMenuItem("  The Attribution Rule","location='pl_tax.html#rule'");
	fw_menu_2_4.addMenuItem("  Other Ideas","location='pl_tax.html#idea'");
	fw_menu_2_4.addMenuItem("  Students","location='pl_tax.html#student'");
  		    fw_menu_2_4.hideOnMouseOut=true;

window.fw_menu_2_5 = new Menu("  Retirement Preparation",200,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_2_5.addMenuItem("  RRSP Checklist","location='pl_retirement.html'");
	fw_menu_2_5.addMenuItem("  Basic RRSP Concepts","location='rrsp.html'");
	fw_menu_2_5.addMenuItem("  The Benefits of RRSP's","location='rrsp.html#benefits'");
	fw_menu_2_5.addMenuItem("  Tax Savings","location='rrsp.html#tax'");
	    fw_menu_2_5.addMenuItem("  Tax-deferred Compounding","location='rrsp.html#defer'");
	    fw_menu_2_5.addMenuItem("  Income Splitting","location='rrsp.html#split'");		
			    fw_menu_2_5.addMenuItem("  RRSP Contributions","location='rrsp2.html#cont'");
			    fw_menu_2_5.addMenuItem("  Earned Income","location='rrsp2.html#earned'");				
							    fw_menu_2_5.addMenuItem("  Contribution Limit","location='rrsp2.html#calc'");
							    fw_menu_2_5.addMenuItem("  Carryforward Rule","location='rrsp2.html#rule'");
							    fw_menu_2_5.addMenuItem("  Excess Contributions","location='rrsp2.html#excess'");
							    fw_menu_2_5.addMenuItem("  Contributions made by Securities","location='rrsp2.html#contr'");
							    fw_menu_2_5.addMenuItem("  Maturity Options","location='rrif.html#maturity'");
			    fw_menu_2_5.addMenuItem("  RRIF's","location='rrif.html#rrif'");				
			    fw_menu_2_5.addMenuItem("  Retirement Compensation Agreements","location='rca.html'");				
						    fw_menu_2_5.addMenuItem("  Individual Pension Plan","location='ipp.html'");
		  		    fw_menu_2_5.hideOnMouseOut=true;






window.fw_menu_3_1 = new Menu("  Mutual Funds",180,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
    fw_menu_3_1.addMenuItem("  Introduction","location='funds.html#intro'");
    fw_menu_3_1.addMenuItem("  What is a Mutual Fund?","location='funds.html#whatis'");
 fw_menu_3_1.addMenuItem("  What Mutual Funds Offer","location='funds.html#offer'");
 fw_menu_3_1.addMenuItem("  Key Benefits of Mutual Funds","location='funds.html#benefits'");
 fw_menu_3_1.addMenuItem("  Role of the  Fund Company","location='funds.html#role'");
 fw_menu_3_1.addMenuItem("  Funds Costs","location='fund_costs.html'");
 fw_menu_3_1.addMenuItem("  Top 10 Questions","location='fund_questions.html'");
  		    fw_menu_3_1.hideOnMouseOut=true;




  window.fw_menu_2 = new Menu("root",155,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
  fw_menu_2.addMenuItem(fw_menu_2_1,"location='pl_invest.html'");
  fw_menu_2.addMenuItem(fw_menu_2_5,"location='pl_retirement.html'");
  fw_menu_2.addMenuItem("  Individual Pension Plans","location='ipp.html'");
fw_menu_2.addMenuItem(fw_menu_2_3,"location='pl_estate.html'");
fw_menu_2.addMenuItem(fw_menu_2_4,"location='pl_tax.html'");
fw_menu_2.addMenuItem(fw_menu_2_2,"location='pl_insurance.html'");
     fw_menu_2.hideOnMouseOut=true;
 




 window.fw_menu_3 = new Menu("root",130,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000000","#000000","#e8e8e8","#cfdfef");
  fw_menu_3.addMenuItem(fw_menu_3_1,"location='funds.html'");  
        fw_menu_3.addMenuItem("  GICs","location='gic.html'");
 fw_menu_3.addMenuItem("  Venture Funds","location='venture.html'");
fw_menu_3.addMenuItem("  RESPs","location='education.html'"); 
fw_menu_3.addMenuItem("  Segregated Funds","location='segregated.html'");
fw_menu_3.addMenuItem(fw_menu_3_4,"location='insurance.html'");
      fw_menu_3.hideOnMouseOut=true;




fw_menu_2.childMenuIcon="images/arrows.gif";
fw_menu_3.childMenuIcon="images/arrows.gif";
fw_menu_0.writeMenus();
} // fwLoadMenus()